F&G Commercials

Bradley Junction Industrial Estate, Leeds Road, Huddersfield, HD2 1UR

Tel: 01484 300500
Fax: 01484 300202
Email: company@fandgcommercials.co.uk

Home Finance

When it's time to finance your next DAF truck, count on PACCAR Financial to help make it possible. As the finance subsidiary of PACCAR Inc, we've been supporting truck owners for more than 40 years with innovative purchase and lease plans that can be customized to meet your individual needs.

It's why we finance more DAF trucks than anyone else. No matter where your trucks go, or what they haul, we can help you increase your financial flexibility and ultimately your profitability.

PACCAR Financial is available at F&G Commercials, providing one-stop access to trucks and financial help. And with our headquarters located centrally in the UK and our Regional Business Managers placed strategically throughout the country, decisions are made here, not a world away.

Lease / Hire Purchase
Get the balance-sheet benefits of vehicle ownership. When all payments have been made, you own the vehicle. Full VAT is payable with the initial deposit payment.

Finance Lease
You lease and use the vehicle; PACCAR Financial owns it. When all payments have been made, you can extend the rental on a year-by-year basis or ask PACCAR Financial to sell the vehicle and rebate a proportion of the sale proceeds to you.

Contract Purchase
Here you get the benefits of ownership but with more options and greater flexibility at the end of the contract term. The key is a Guaranteed Buy Back provision, allowing you to return the truck at the end of the contract term (subject to certain return conditions).

Click here to download the PACCAR Finance brochure (.pdf, 1.2Mb)

Operating Lease
You lease and use the vehicle; PACCAR Financial owns it. However, because of the Residual Value figure in the transaction, your monthly payment can be significantly reduced. You can normally offset the rental payments against taxable profit. The result: lower monthly payments, improved cash flow and the possibility of an off-balance sheet transaction.

DAF Hire Plus

Repair and maintenance charges are included with the monthly rental payments, spreading the cost evenly throughout the term. This allows you to remove depreciating assets from your balance sheet and reduces the financial risks of owning and maintaining vehicles.

PACCAR Financial Limited is a member of the Finance and Leasing Association assuring its customers of the highest professional standards and complete integrity in all dealings.